1. Upgrade your washing machine. The top Energy Star - certified washers can save you as much as $91 a year, or $1,001 over a typical 11 - year life.
2. Transfer credit card debt to a card with 0% interest. The average American pays about $2,400 in credit card interest annually. You can find better credit card options at WalletHub.com.
3. Pay your mortgage twice a month. A $300,000 mortgage at 4% costs $1,432 a month. If you pay $716 every two weeks instead, you could cut your annual interest payments by $1,138.
4. Get help on drug costs. Medicare beneficiaries may qualify for the Extra Help program to cover prescriptions, saving up to $4,000 a year. You can apply online at socialsecurity.gov/extrahelp or call 800-772-1213.
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