1) Dine at a culinary school
Students operate retaurants where the food is comparable to top eateries, but at a much lower price. For example, New Yorkers can enjoy a three-course meal at the Bocuse Restaurant, run by the Culinary Institute of America, for $35. That can be a savings of $55 per person or more compared with urban eateries offering similarly sophisticated fare.
2) Avoid foreign transaction fees
Many credit cards add a 3 percent to purchases on items bought overseas. When abroad, bring a card that doesn't charge this fee. On charges totaling $3,000, you'll save $90.
3) Wash clothes in cold water
Change your settings to cold water and save $63 in energy costs per year.
4) Prolong the life of your fruits and veggies
Wrap them with a paper towel and put them into a container or plastic bag. The towel will absorb water that causes rot. Line the produce drawer with paper towels. Save a few bucks per week, or $100 per year.
5) Suspend your gym membership this summer
Take your exercise outdoors. You'll save around $58 a month.
6) Skip extended warranties on purchases
Just use the right credit card. Major credit card networks-American Express, Discover, Visa, and MasterCard- provide extended warranty coverage for many products at no extra charge. Possible savings: $89 or more.
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