1. Before eating out, look for coupons for your destination at Restaurant.com. A coupon that costs $10 could be worth $25 off your bill. You save: $15.
2. Pay off credit cards faster. Credit cards charge interest daily. If you have a $5,000 balance and pay $121 every other week rather than $242 at the end of the month, Bankrate.com says you can cut interest payments by $359 a year on a card with a 17 percent interest rate.
3. Buy glasses online. It can be 70 percent cheaper to buy at sites such as zennioptical.com than at a store. That's $210 off a $300 pair of specs. AARP members can save at EyeMed.
4. Shop around for meds. Area drug prices can vary widely. For example, a customer in Raleigh, N.C., was quoted $249 at a national chain for duloxetine. Costco charged $43 for the same prescription. You save: $206.
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